Many seniors enter their retirement years knowing very little about Medi-Cal (California’s Medicaid program) because they were covered by employer-sponsored or privately funded health insurance throughout their working years. That lack of knowledge can be problematic – and costly – if you are one of the thousands of seniors who need to qualify for Long Term Care Medi-Cal. In fact, you may find yourself subject to a lengthy waiting period during which Long Term Medi-Cal doesn’t cover the cost for … [Read more...] about Understanding the Medi-Cal “Waiting” Period for Nursing Home Care
Why Is Long Term Care Medi-Cal Planning Necessary?
Creating a comprehensive estate plan typically requires you to incorporate a variety of inter-related components into one cohesive plan. Planning for the distribution of your estate assets may be a primary goal of your estate plan; however, it won’t be your only goal. You may have heard about the importance of including Long Term Care Medi-Cal planning in you estate plan but have yet to do so, in large part because you don’t know why Long Term Care Medi-Cal planning is necessary. To help explain … [Read more...] about Why Is Long Term Care Medi-Cal Planning Necessary?
Long Term Care and Medi-Cal’s Look-Back Period Explained
One of the most important components of a well thought out estate plan is planning for long term care. Part of that planning is Medi-Cal Planning. As you age, Medi-Cal Planning becomes even more important. The need to include long term care planning in your estate plan is directly linked to the increased risk that you, or a spouse, will require long term care services at some point and the prohibitive cost of those services. Failing to plan ahead for the possibility that you will need to qualify … [Read more...] about Long Term Care and Medi-Cal’s Look-Back Period Explained
Elder Law Lawyers Preserve Legacies
Elder law lawyers help clients address the eventualities of aging, and these attorneys are going to be busy over the coming years. People that were born between 1946 and 1964 are referred to as “baby boomers.” An unprecedented number of babies were born during this interim, and now they are attaining senior citizen status. In fact, the Social Security Administration is accepting about 10,000 applications for benefits every day, and this volume is expected to persist into the foreseeable … [Read more...] about Elder Law Lawyers Preserve Legacies
Parkinson’s Awareness Day
Parkinson's Awareness Day is April 11 this year. Parkinson's disease is a disease in which the nerves degenerate, predominately affecting the nuerons that produce dopamine in the part of the brain called the substantia nigra. The cause of the disease remains largely unknown. People with Parkinson's disease may experience: (a) tremors, mainly while at rest; (b) slowness of movement; (c) limb rigidity; and (d) gait and balance problems. While Parkinson's Disease itself is not fatal, complications … [Read more...] about Parkinson’s Awareness Day